ADVERTORIAL ADVERTORIAL Nedbank’s new brand promise focuses on client engagement Nedbank’s that new will brand create a promise better understanding across focuses clients’ on personal client engagement and business banking thatneeds will create a better understanding Siphamandla Ndhlovu, Provincial General Manager in KwaZulu- Natal, Kevin explains de Beer, how Nedbank Nedbank Provincial works General with communities Manager in the to deliver banking Free State solutions. and Northern Cape, explains how Nedbank works with communities to deliver banking solutions. Our expertise will help clients navigate challenges and meet their goals Nedbank continues to build on its clientcentred strategy aimed at delivering distinctive experiences and channels of choice for businesses and clients in KwaZulu-Natal. This has seen the bank simplify and enhance its product offering in line with its value-banking philosophy based on simplicity, transparency and affordability. Innovation and technological advancements, as well as training and development of staff, have been key pillars in achieving the bank’s objectives. Since 2012 Nedbank has launched several first-tomarket innovations, such as the award-winning Nedbank App Suite, the home loans online digital channel and Market Edge, as well as New Image outlets concept in communities locally and nationally. “Working with communities is entrenched in our values through community development, skills development, education and job creation, as well as environmental conservation. These play a vital role in building a sustainable economy and vibrant society. We believe our fast-growing presence in communities goes a long way towards enabling greater financial inclusion while contributing towards economic growth,” concludes Ndhlovu. Nedbank also leverages its strong market positioning with businesses and the public sector, encouraging them to bank their employees through its employee banking offering. This forms part of Nedbank’s Banking and Beyond philosophy, which is aimed at supporting business owners to make informed decisions that will enable them to grow and take their businesses to the next level. This is a unique service for clients, with financial fitness training a key aspect of the offering. Our wide range of products and services include the Nedbank Ke Yona Plus transactional account, which comprises funeral cover, a personal loan facility, the JustSave Account and the Send-iMali money transfer solution, enabling clients to transact, borrow, save and take out cover. To encourage the youth to save and build their financial fitness from an early age the Nedbank 4me offering enables the youth to transact and save with the benefit of earning preferential interest. Nedbank 4me comprises a full transactional banking account with no monthly fees, free initial transactions and thereafter reduced pay-as-you-use pricing, free eNotes and self-service banking. This wide range of offerings from Nedbank makes banking more accessible to all. Nedbank has also invested in innovative alternative distribution outlets through its strategic partnership with Boxer stores. These partnerships, which span over 15 years, enable communities to get access to financial services every day of the week, even Sundays and public holidays. Should you be interested in learning more about how Nedbank can assist you grow your wealth and see money differently, for more information call Siphamandla Ndhlovu on +27 83 637 8552 or visit www.nedbank.co.za.
ADVERTORIAL ADVERTORIAL Making Nedbank’s it easier new to brand do business promise with Nedbank Business focuses Banking on client engagement that Siphamandla Ndhlovu, KwaZulu-Natal Provincial Business Banking will create a better understanding Manager, explains how Nedbank can help business owners see money differently. Kevin de Beer, Nedbank Provincial General Manager in the Free State and Northern Cape, explains how Nedbank works with communities to deliver banking helps solutions. with continuity in case there is a change of relationship from a Business Manager point of view. Our approach is to understand the client’s business holistically and from that understanding, design tailormade banking solutions to suit the business needs of the client. Our “Wholeview Banking” approach enables us to understand the client’s cash receipts and payment cycle, their global trade transactions, foreign exchange hedging transactions and transactional banking needs which include cash handling. From this information, we are able to provide banking, payment and funding solutions that meet the client’s needs. We are therefore seen as a trusted partner by the business we serve as our banking solutions match the client’s needs and means. “At Nedbank Business Banking we believe that you need a financial partner who not only understands your circumstances and aspirations, but also provides you with relevant solutions and a banking experience that is hasslefree. This allows you to concentrate on what’s most important to you – running your business,” says Ndhlovu. At the core of our Business Banking offering in KwaZulu-Natal is a relationship-based model. We believe in building a relationship with our client which helps elevate trust which becomes the solid foundation on which our banking decisions are made. A Business Manager is the key entry point into the bank. The Business Manager is supported by a Client Service team who ensure delivery of the facilities the client is afforded. The Client Service team also becomes a repository of client information where the client history and track record are held. This Our banking offering covers a broad range of financial and advisory services to small and medium businesses in all sectors of the economy including Agriculture. We pride ourselves in our ability to make quick credit decisions as our Credit teams are located in the markets that we serve as opposed to being at a central location that is removed from the local market. Furthermore, based on the relationship foundation and our understanding of the client’s needs, we are able to extend our offering to the business owner in their personal capacity, their family and staff. In doing this, we answer Nedbank’s call to use our financial expertise to do good for individuals, families, businesses and communities within which we operate. Should you be interested in taking your business to its next level and improving staff engagement, and for more information about Nedbank’s specialised service offering please call Siphamandla Ndhlovu on +27 83 637 8552 or visit www.nedbank.co.za.