FOCUS Old Mutual’s debt consolidation Old Mutual Finance has developed a unique plan to help clients who are battling to survive financially to consolidate their debt and save thousands of rands on initiation fees and administration charges – helping clients to manage their finances in a smart way. What makes our lending business different? At Old Mutual Finance, we have a deep rooted respect for our customers, for their circumstances, needs and culture. It drives us to treat customers with dignity, provide outstanding service and to do our utmost to provide the best financial solutions. Old Mutual is known as the savings and assurance powerhouse of South Africa. We also recognise that lending is a reality for most people. Generally lending and savings are seen as conflicting needs and offerings. Old Mutual Finance therefore takes an holistic view of customers’ savings, risk and lending needs by providing a balanced basket of products that meet these needs. What are our lending principles? • Affordability is the cornerstone of our lending. Debt is often seen as bad. However, if used responsibly and prudently, debt can open many doors and opportunities for customers – think about loans for education, home extensions etc. It is therefore vital that customers understand their repayment obligation and be able to afford the loan instalments over the period of the loan. • Financial education. The financial services industry is complex and financial terms can be equally confusing. During the loan application process our Financial Consultants provide basic financial education to this end. • Spending time. We prefer spending more time with customers to ensure that they understand the loan process and take their obligations under the agreements seriously. Applying for a loan shouldn’t be as easy as “buying a loaf of bread”. Old Mutual Finance has opened more than 250 new retail branches conveniently located in shopping centres, CBD’s and near transport nodes, offering lending, transactional banking, insurance sales and client servicing. Each client receives a free copy of their Experian credit bureau profile as part of our consultation, along with guidance Buyisile Keli, Senior Provincial Manager at Old Mutual Finance on what to do if certain of their bureau information is incorrect. As part of our ongoing commitment to financial education, clients are also informed about what kinds of behaviour can improve their credit records. Do the smart thing and contact your nearest Old Mutual Finance Branch, and get your plan to financial freedom. Visit www.oldmutualfinance.co.za to find your nearest branch or call us on 086 000 0886 WESTERN CAPE BUSINESS 2017 56
Advice that matters FOCUS Old Mutual has a dedicated team of advisers who are trained and accredited to offer you expert advice backed by the experience of Old Mutual’s investment professionals. You know the value of advice in your respective field of expertise. At Old Mutual, we are not business specialists, but we do know a lot about financial planning. We have a team of financial advisers who can give you the right advice at the right time and create financial security for you, your business and your family. A personal financial adviser will meet with you at your convenience, get to know you and keep abreast of changes in your life and business, in order to ensure your financial plan stays aligned. Old Mutual provides financial advice for middleand high-income customers through our focus on our long-term savings, investment and protection of business. We do this by delivering on our promise to be every customer’s most trusted financial partner, helping them to achieve their lifetime goals. We also believe true wealth is about more than just how much money you have. It is about being able to live the life you want. Our wealth OLD MUTUAL PERSONAL FINANCIAL ADVISERS • Undergo mandatory Financial Advisory and Intermediary Services (FAIS) compliance. • Complete extensive training. • Have access to in-house resources including specialist advice on legal and tax issues. • Have access to research and advanced financial needs analysis and planning software. management business has a comprehensive offering tailored to meet the needs of high net-worth individuals through personalised financial service to every customer. We build on our heritage of trust and accountability to help our customers thrive by enabling them to achieve their Barend van der Westhuizen, Regional General Manager, PFA Western Cape financial goals. Our team of financial experts offer you peace of mind in partnering with a company with a track record of looking after our customers. For more than 170 years, Old Mutual has been meeting the diverse financial needs of millions of South Africans. Let us do it for you as well. Physical address: Carl Cronje Drive, Southgate Office Park, 2nd Floor, Tyger Waterfront, Bellville 7530. Email: bvanderwesthuizen@oldmutual.com Telephone: 021-974 8607 (office) 57 WESTERN CAPE BUSINESS 2017
WESTERN CAPE BUSINESS THE GUIDE TO
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